How to Play Midi Baccarat

Midi Baccarat is a variant of Baccarat in which the object of the game is to get a point count closest to 9 on whichever hand the player wagers. The question of how to play Midi Baccarat involves just a few decisions: how much you want to bet and whether to bet on the Banker, the Player, or the Tie bet. When betting on the Banker, the casino will collect 5% commission on money won. In Midi Baccarat, the commission is collected at the time each winning Banker wager is paid. Winning Banker and Player wagers pay even money.  A winning Tie bet pays 8 to 1.

In Midi Baccarat, eight decks of cards are used, which are shuffled and placed in the shoe.

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Midi Baccarat variation:

The game starts with four cards dealt from the shoe, forming two hands: the Player’s hand and the Banker’s hand. The first and third cards are dealt to and “faced” by the player with the largest “Player” wager at the table unless there isn’t a “Player” wager; then the cards will be “faced” by the dealer along with any additional cards needed to complete the “Player” hand. The second and fourth cards are dealt to and “faced” by the player with the largest “Banker” wager at the table unless there isn’t a banker wager; then the cards will be “faced” by the dealer along with any additional cards needed to complete the “Banker” hand. If the point count of either hand is 8 or 9, it is called a Natural, and no additional cards are drawn. The cards are dealt according to fixed rules.

There are no options regarding drawing the third card for either the Player’s or Banker’s hands, and the Dealer draws additional cards, if appropriate. All bets must be placed before the Dealer calls “no more bets” and the cards are dealt. The hand closest to nine wins and shall be paid at odds of 1 to 1. If both the Player’s and the Banker’s hands result in identical totals, the Tie bet wins, but the Player’s hand and the Banker’s hand neither win nor lose.

Any card from 2 to 9 is equal to its face value. An Ace equals 1, and all tens and face cards, or any combination of them, has no value. When the total of the cards exceeds 9, the first digit of the total is dropped because, in the games of Mini and Midi Baccarat, all hands must be a single-digit number from 0 to 9. So: 9 + 5 = 4, Jack + Ace = 1.

Dragon Bonus:

Dragon Bonus is a side wager that can be placed in conjunction with the Player or Banker wager. To place the bet, you must first have a wager on either the Player, Banker or Tie. The Dragon Bonus payout rules are as follows:

Midi and Mini Baccarat Dragon Bonus

Rules:

Player

Player’s First 2 Cards
0-1-2-3-4-5
6-7
8-9

The Player’s Hand
Draws a card
Stands
Stands (Natural) (Bank cannot draw)

The total of the initial two cards dealt to the “Banker”, along with the third card dealt to the “Player” shall determine if a third card shall be dealt to the “Banker” in accordance with the Banker Rules Table.

Banker

Banker’s First
2 Cards Total
0-1-2
3
4
5
6
7
8-9

Draws 3rd Card When
Player’s 3rd Card is:
Always draws (Except when Player has a Natural)
0-1-2-3-4-5-6-7-9
2-3-4-5-6-7
4-5-6-7
6-7
Stands
Stands (Natural) (Players cannot draw)

Does Not Draw 3rd Card
When Player’s 3rd Card is:
Always draws (Except when Player has a Natural)
8
0-1-8-9
0-1-2-3-8-9
0-1-2-3-4-5-8-9
Stands
Natural

If the Player’s Hand does not need to draw a third card, the Banker’s Hand shall draw from 0 – 5 and stand 6 -7.

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