How to Play Midi Baccarat

Midi Baccarat is a variant of Baccarat in which the object of the game is to get a point count closest to 9 on whichever hand the player wagers. The question of how to play Midi Baccarat involves just a few decisions: how much you want to bet and whether to bet on the Banker, the Player or the Tie bet. When betting on the Banker, the casino will collect 5% commission on money won. In Midi Baccarat the commission is collected at the time each winning Banker wager is paid. Winning Banker and Player wagers pay even money.  A winning Tie bet pays 8 to 1.

In Midi Baccarat, eight decks of cards are used, which are shuffled and placed in the shoe. The Dealer deals all cards in Midi Baccarat.

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Midi Baccarat variation:

The game starts with four cards dealt from the shoe, forming two hands; one called the Player’s hand, the other the Banker’s hand. The first and third cards are dealt to and “faced” by the player with the largest “Player” wager at the table unless there isn’t a “Player” wager; then the cards will be “faced” by the dealer along with any additional cards needed to complete the “Player” hand. The second and fourth cards are dealt to and “faced” by the player with the largest “Banker” wager at the table unless there isn’t a banker wager; then the cards will be “faced” by the dealer along with any additional cards needed to complete the “Banker” hand. If the point count of either hand is 8 or 9, it is called a Natural and no additional cards are drawn. The cards are dealt according to fixed rules.

There are no options regarding drawing the third card for either the Player’s or Banker’s hands and the Dealer draws additional cards, if appropriate. All bets must be placed before the Dealer calls “no more bets” and the cards are dealt. The hand closest to nine wins and shall be paid at odds of 1 to 1. If both the Player’s and the Banker’s hand result in identical totals, the Tie bet wins, but the Player’s hand and the Banker’s hand neither wins nor loses.

Any card from 2 to 9 is equal to its face value. Ace equals 1 and Deuce is 2. All tens and face cards, or any combination of them has no value. When the total of the cards exceeds 9, the first digit of the total is dropped, because in the games of Mini and Midi Baccarat all hands must be a single-digit number from 0 to 9. So: 9 + 5 = 4, Jack + Ace = 1.

Dragon Bonus:

Is a side wager which can be placed in conjunction with the Player or Banker wager.  In order to place the bet, you must first have a wager on either the Player or Banker.  The Dragon Bonus payout rules are as follows:

Midi and Mini Baccarat Dragon Bonus

Rules: Banker

  • When the Player stands on 6 or 7, the Banker will always draw on totals of 0, 1, 2, 3, 4, or 5, and stand on 6, 7, 8, and 9.
  • The Banker shall always draw on the totals of 0, 1, or, 2, and then observe the following rules:
  • If the Banker’s first two cards total 3 the Banker will draw a third card if the Player’s third card is 0, 1, 2, 3, 4, 5, 6, 7, or 9. If the Player’s third card is 8 the Banker will stand.
  • If the Banker’s first two cards total 4 the Banker will draw a third card when the Player’s third card is 2, 3, 4, 5, 6, and 7. If the Player’s third card is 0, 1,8, or 9 the Banker will stand.
  • If the Banker’s first two cards total 5 the Banker will draw a third card when the Player’s third card is 4, 5, 6, or 7. If the Player’s third card is 0, 1, 2, 3, 8, or 9 the Banker will stand.
  • If the Banker’s first two cards total 6 the Banker will draw a third card when the Player’s third card is 6 or 7. If the Player’s third card is 0, 1, 2, 3, 4, 5, 8, or 9 the Banker will stand.
  • If the Banker’s first two cards total 7, the Banker will always stand.
  • If the Banker’s first two card totals 8 or 9, (Natural) the Banker will stand and the Player cannot draw.

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